Sr Commercial Lines Underwriter

UFG is currently hiring for a Sr. Commercial Lines Underwriter to join our team! The Senior Commercial Lines Underwriter will manage a commercial underwriting territory of approximately $8 million - $14 million. The individual in this role will work hard to attain positive results (premium growth and acceptable loss ratios) through sound risk selection, developing strong relationships with agency personnel, and providing a quality product combined with excellent service. Other responsibilities include serving as a resource mentor, approving risks within your authority, and acting as a resource for training needs.

This position provides a remote work option, the ideal candidate will reside in the Austin or Houston Areas.

Responsibilities:

• Underwrite and price new business and renewals by evaluating necessary coverages and determining risk acceptability.
  
  
  
  • Review applications, MVR’s, Experience Mods, Loss experience, risk control reports, credit reports, and company guidelines for risk acceptability
  
  
  • Review applications, endorsement requests and renewals for limits and coverages requested
  
  
  
  


• Solicit new business and develop a pipeline to source submissions


• Develop, analyze, and evaluate information and exposure for highly complex risks.


• Properly classify and price the risk using analytical pricing tools and resources


• Evaluate change requests. Approve, assign codes and process within underwriting authority


• Provide guidance, mentoring, and coaching to Associate Underwriters, Commercial Lines Underwriters, and other team members.


• Negotiate with agents on pricing and coverages offered


• Provide best in class service to agency partners with timely and professional service


• Participate in agency visits to solicit new business, discuss renewal accounts or issues, develop successful relationships with agencies and producers


• Manage territory using portfolio management tools and achieve production goals within assigned territory


• Collaborate with Marketing as needed to partner on marketing strategy.


• Special projects as assigned

Qualifications:

Education:

• High school diploma or equivalent degree required; four-year college degree preferred


• AU, CPCU, CIC, or comparable designations preferred

Experience:

• 5+ years commercial lines underwriting experience, with risk evaluation skills and solid insurance contract knowledge

Knowledge, skills & abilities:

• Strong analytical thinking


• Strong communication, leadership and negotiating skills


• Strong planning and organization skills with the ability to multi-task; and a willingness to accept challenges and take appropriate risks


• Ability to handle large workload and prioritize to meet deadlines


• Promote a positive and professional image and develop productive relationships with coworkers and agents


• Demonstrate an open-minded, collaborative work style 


• Advanced working knowledge of policy administration systems


• Advanced knowledge of the broad range of business insured by UFG.


• Strong risk evaluation skills and solid insurance contract knowledge.


• Knowledge of agency force and current market environment.


• Strong knowledge of coverages, proprietary Ultra/enhancement endorsements.


• Affinity for detailed accuracy.


• Ability to provide excellent customer service.


• Ability to teach others and monitor their development.